Citizens Bank® HSA

Take more control with Citizens Bank

Explore this site to learn how the Citizens Bank HSA can become an important part of a healthier future!

Click here to open your account today. Use Enrollment Code RBSCM1000050.

What You Need to Know

Watch the HDHP/HSA Movie

Learn about Citizens Bank

Call us to open your HSA at 1-888-784-4584

HSA Solution Profile: Jennifer

Jennifer is a self-employed ski instructor. She recently purchased an HSA-compatible High Deductible Health Plan. She was eligible to open a Citizens Bank HSA. Jennifer funded her HSA with $3,050 in tax-deductible contributions to her HSA for 2011 and withdrew $1,150 to pay for qualified medical expenses. Her Citizens Bank HSA balance will roll over automatically to the next year. She will take an HSA tax deduction of $3,050 this tax year.

Jennifer's HSA Rollover Balance

	$3,050	2011 HSA Contribution
–	$1,150	2011 Medical Expenses

=	$1,900	2012 HSA Rollover Balance
+	$3,050	2011 Tax Deduction

Sample illustration. Your results and savings will differ.

What is the Citizens Bank HSA?

Your Citizens Bank HSA works with an HDHP

HDHP/HSAs are part of a fast-growing trend

HSAs are tax-advantaged financial vehicles

Citizens Bank offers a leading HSA solution

Why is an HSA important?

HDHPs may provide lower premiums

Your HSA can help you pay for medical expenses

HSAs feature a triple tax advantage

Your Citizens Bank HSA rolls over year after year

How does an HSA work?

You must be covered by an HDHP to open an HSA

Fund your Citizens Bank HSA to the limit

Use your HSA for qualified medical expenses

Maximize the HDHP benefits and HSA tax advantages