Citizens Bank® HSA

Take more control with Citizens Bank

Explore this site to learn how the Citizens Bank HSA can become an important part of a healthier future!

What You Need to Know

HSA Solution Profile: Chelsea

Chelsea contributes $200 a month pre-tax to her HSA. She also deposited $600 into her HSA this year. She can take the $600 as a federal tax deduction and has $3,000 to use on qualified medical expenses. Any money Chelsea does not use this year will automatically roll over and can be used next year.

Chelsea's HSA Savings

	$2,400	Pre-Tax Payroll Contribution
+	$600	Tax-Deductible HSA Contribution

=	$3,000	Money for Medical Expenses

Sample illustration. Your results and savings will differ.

What is the Citizens Bank HSA?

Your Citizens Bank HSA works with an HDHP

HDHP/HSAs are integrated health benefits

HSAs are tax-advantaged and individually owned

Citizens Bank is the custodian for your HSA

Why is an HSA important?

HDHPs may provide lower premiums

Your HSA can help you pay for medical expenses

HSAs feature a triple tax advantage

Your Citizens Bank HSA rolls over year after year

How does an HSA work?

Enroll in your employer's HDHP/HSA program

Fund your Citizens Bank HSA to the limit

Use your HSA for qualified medical expenses

Your Citizens Bank HSA is always yours!